Your Solutions Start Here

Do not live in fear of debt. We help clients with resolutions that include bankruptcy, foreclosure defense, loan modification and credit repair.

Serving clients in Landover and Rockville, as well as Maryland’s Prince George’s, Montgomery, Frederick and Howard counties and Washington, D.C.

Legal Advice For Challenging Situations

When money problems hit, your world can be turned upside down quickly. Creditor calls can make answering the phone unpleasant. You can be sued by your creditors, dragging you into the world of civil lawsuits. Foreclosure notices mean your home ownership status is in danger. And even after a financial crisis has passed, the damage can keep you from buying the car you want, receiving a new credit card or even renting an apartment because of your credit rating.

Albert Coto, founder of the Law Office of Albert Coto, offers legal representation for a variety of financial issues, including bankruptcy, foreclosure defense, loan modifications and credit repair. We stand with our clients regardless of what their money issues are. We do not judge. We prefer to partner with you to find the best solutions to your problems so you can move on with your life.

Lawyers consulted on various lawsuits

When Dollars Are On The Line, Knowledge Is Power

By hiring an attorney to help you with your financial matters, you send two messages to creditors: One, you are serious about finding a solution; and two, you have received accurate advice on what the best options are for you. In some cases, starting fresh through a Chapter 7 or Chapter 13 bankruptcy is best. At other times, it makes more sense to hire an attorney to provide a strong defense for your foreclosure case or help you negotiate loan modifications that bring the payment within your current pay range.

Knowing how to recover from a bankruptcy or foreclosure is just as important as the steps you take during the crisis itself. We advise clients on the best ways to challenge smears to their credit rating and rebuild their credit, putting them on a solid footing toward achieving their future goals.

Our founding attorney is fluent in Spanish and can communicate with Spanish-speaking clients directly. Learn more about how we can help Spanish speakers in our Español section.

Lawyers consulted on various lawsuits

Learn More About Your Options

This law firm is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.