Credit Repair

Fix Your Credit Rating And Fight Unfair Debt Collectors

If you have struggled with debt, you probably suffer from a poor credit rating as well. Maybe you need to restore your credit after a bankruptcy. Or maybe a disputed debt is having an unfair impact on your credit score.

At the Law Office of Albert Coto, we can help you repair your credit and fight back against unfair practices by debt collectors. We help debtors in Washington, D.C., and the Capital Region of Maryland.

Credit Repair And Debtor Advocacy

A poor credit rating causes many challenges. You may be unable to get a home loan or car loan or credit cards with a decent interest rate. A low credit score can also be a barrier to renting an apartment, getting fair insurance rates or even landing good jobs.

There are many things you can do to build up good credit, but some situations require the expertise and clout of an attorney to make progress. As a creditor repair lawyer, Albert Soto can assist in many ways, such as:

  • Challenging a debt that a creditor says you owe
  • Filing a dispute when a creditor changes the debt repayment terms
  • Negotiating settlements with creditors or collection agencies
  • Taking action against bill collectors for violating the Fair Debt Collection Practices Act (FDCPA)
  • Reviewing your credit report to help you correct inaccurate information
  • Getting “dings” off your credit score for debts you have paid
  • Advising on strategies to improve your credit score.
We intervene on your behalf with creditors, credit card companies, third-party collection agencies and the credit reporting companies (Experian, Equifax and TransUnion).

Trusted Help For Debtors

Our law practice is built around debt relief, helping regular people through bankruptcy protection and foreclosure defense. We help people get out of debt so they can have peace of mind and get a fresh start. Good credit is important to moving on with your life, but it’s hard to know where to turn.

The credit repair industry is filled with scams that do little to actually improve your credit rating. In fact, some only make things worse. Mr. Soto is a member of the American Bankruptcy Institute and state and national bar associations and adheres to their high ethical standards.

Get Started On Repairing Your Credit Rating Today

There are plenty of actions that our firm can help you with that may eventually improve your credit score. Do not hesitate to call us today at 240-233-6816 or contact us by email to schedule your free consultation.

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.